Fixed 4.99% Interest Rate

Must contract by October 31, 2026, and close by November 30, 2026. Valid on select homes only. Valid with Alta Home Lending on Conventional, FHA, and VA loans. Alta lender credit not valid on this promotion. Valid on primary residence only. Promotions cannot be combined with other offers. The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. For additional information about Alta Home Lending, visit www.altahl.com. Alta lender credit not applicable on this promotion. Republic State Mortgage Co. d/b/a Alta Home Lending, NMLS ID # 62411. www.nmlsconsumeraccess.org. *The rate shown reflects a permanent interest rate buydown to 4.99% and assumes the following: FHA loan, $450,000 purchase price, 3.5% down payment, 680 credit score, 4.99% interest rate, and annual percentage rate (APR) of 5.812%; Conventional loan, $450,000 purchase price, 10% down payment, 740 credit score, 4.99% interest rate, and annual percentage rate (APR) of 5.112%. Pricing as of 9/25/2026. All loans are subject to credit approval and program eligibility. Contributions are subject to interested party contribution (IPC) limits established by the loan program and investor guidelines and may be reduced or disallowed if they exceed thresholds. Alta lender credit not applicable on this promotion. Valid on all loan types. Homes by Taber reserves the right to cancel promotion at any time.