4.99% Interest Rate

Must contract by September 30, 2026 and Close by October 31, 2026. The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. For additional information about Alta Home Lending, visit altahl.com. Republic State Mortgage Co. d/b/a Alta Home Lending, NMLS ID # 62411. www.nmlsconsumeraccess.org. *The rate shown reflects a permanent interest rate buydown to 4.99% and assumes the following: FHA loan, $450,000 purchase price, 3.5% down payment, 680 credit score, 4.99% interest rate, and annual percentage rate (APR) of 5.812%; Conventional loan, $450,000 purchase price, 10% down payment, 740 credit score, 4.99% interest rate, and annual percentage rate (APR) of 5.112%. Pricing as of 9/25/2026. All loans are subject to credit approval and program eligibility. Contributions are subject to interested party contribution (IPC) limits established by the loan program and investor guidelines and may be reduced or disallowed if they exceed those thresholds. Alta lender credit not applicable on this promotion. Valid on all loan types. Expires at end of the month and must close by October.