Our team here at Homes by Taber ® understands that buying a new home is one of the most exciting and financially significant decisions you’ll ever make. As Oklahoma’s Favorite Builder ®, it’s our mission to make that process as smooth, transparent, and empowering as possible. That includes helping you understand your financing options so you can make confident decisions every step of the way.
We’ve built thousands of new homes in Oklahoma City, Edmond, Moore, Norman, Yukon and other desirable OKC metro areas, and we've guided just as many families through the financing journey. Whether you're a first-time buyer or a seasoned homeowner looking to upsize, we’re here to share what we’ve learned so you can move forward with clarity.
Unless you’re purchasing a home with cash, you’ll need a mortgage, a loan from a lender that helps you finance the purchase of your home. It sounds straightforward, but there are many types of loans and countless lenders offering different rates, terms, and benefits.
The good news? You don’t have to figure it out alone. At Homes by Taber, we’ve established trusted relationships with local and national lenders who specialize in new construction financing and offer competitive rates. We’ll help connect you with the right professionals and programs to fit your unique financial situation.
Financing a new construction home is a little different than buying a resale home. Depending on your stage in the buying process, you may be purchasing a quick move-in home that’s already built or a to-be-built home that’s still under construction. Your financing timeline, interest rate lock options, and loan terms may vary slightly based on those factors.
Homes by Taber works with lenders experienced in Oklahoma new construction home loans, meaning you’ll get guidance tailored specifically to your home buying journey.
From first-time homebuyers to seasoned investors, it’s important to have an idea of what type of loan best suits your needs, which is why we’re here to help. Let’s break down the most common types of mortgage loans available to homebuyers in the Oklahoma City metro area:
In today’s market, flexibility is key. Fortunately, there are a variety of financing solutions designed to meet a wide range of needs:
If your credit score isn’t where you want it to be, don’t worry — it doesn’t mean you’re out of the game. Many lenders offer credit counseling services or credit simulation tools to help you understand what steps to take to improve your score and qualify for better loan terms.
And remember: not all lenders view credit the same way. Some programs (like FHA or certain down payment assistance options) are designed for buyers with less-than-perfect credit. We’ll help match you with a lender who sees your potential and offers personalized solutions.
At Homes by Taber, we build more than just new homes in OKC, we build relationships. We know Oklahoma’s mortgage landscape inside and out, and our experienced team is here to guide you through every step of financing your new home in the OKC metro area. From your first pre-approval to the moment you close, we’re right there with you.
We also make sure you understand what you're signing — not just today, but for years to come. That includes helping you “marry the home and date the rate” — a common strategy in today’s market that encourages buyers to lock in their dream home and refinance later if rates drop. Why wait to own when the right home and the right builder are ready now?
Financing may seem intimidating, but it doesn’t have to be. With Homes by Taber, you gain more than a home builder, you gain a knowledgeable, trusted partner who’s ready to make your path to homeownership as simple and stress-free as possible.
If you’re ready to start your journey toward a new home in Oklahoma City, Edmond, Moore, Mustang, Norman, Yukon, Piedmont, Choctaw, Cashion, or Guthrie, reach out to our team today. We’ll connect you with preferred lenders, help you explore financial programs, and walk you through the entire process with the care and transparency you deserve.
When you choose Homes by Taber, you’re choosing an OKC home builder who believes in better homes, better value, and better service. Explore our new home communities in OKC today and contact us at (405) 984-1185. You can also fill out the online form to learn more about new homes in Oklahoma City and start living the Proudly Overbuilt life.